What does an employee really cost?

Mandatory (Portuguese Law no. 98/2009). Choose the sector above to see an estimate — the actual premium depends on the activity code (CAE), the payroll and the claims history, and varies between insurers.

Admission and periodic medical exams (Decree-Law no. 102/2009), charged per employee per year. Choose the sector above to see an estimate — always ask the contracted provider for a quote.

Entitlement to 40 hours/year (article 131 of the Portuguese Labour Code). The cost depends on giving the training internally (time) or hiring a certified external provider.

Equipment, tools and digital access

Durable good — enter the total cost and how many years it lasts, and the tool spreads it over its useful life (not the whole cost in one month). E.g. computer, mobile phone, vehicle, software with an upfront cost.

Uniforms and personal protective equipment (PPE)

Durable good — total cost and duration. E.g. 2 uniforms that last 3 years → counts each month’s share, not the €60 all at once. Mandatory depending on the risks (Decree-Law no. 348/93).

Any other recurring monthly cost specific to your case.