Terms and Conditions

The CoRe Platform (hereinafter, the "Platform") is owned and operated by:

Coordenada Record, Lda. — Sociedade por quotas (Portuguese private limited company)
NIPC and registration number: 517 673 517 (Conservatória do Registo Comercial de Matosinhos)
Registered office: Avenida Manuel Pinto de Azevedo, n.º 545, 4460-360 Senhora da Hora, Matosinhos
Share capital: 20.000 €
Contact: geral@coordenadarecord.pt

These Terms and Conditions govern access to and use of the Platform and all of its features — namely the service that brings promoters and investors together, directly or through mandated advisors, the document catalogue, the simulators and the calculators. By accessing or using the Platform, the user accepts these Terms. A user who does not agree should not use the Platform.

All content on the Platform — including the source code, the text, the design, the logos, the "Coordenada Record" and "CoRe Platform" trade marks, the documents and templates, the logic and formulas of the simulators and calculators, the databases and the organisation of the information — is the exclusive property of Coordenada Record, Lda. or is licensed to it, and is protected by copyright law, industrial property law and other applicable rights.

The purchase of a document or report grants the user a licence for personal and internal use of that file, and does not transfer any intellectual property right or any authorisation to redistribute, resell or publish it.

Without the prior written authorisation of Coordenada Record, Lda., it is expressly prohibited to:

• — Copy, reproduce, distribute or publish any content of the Platform;
• — Reverse engineer, decompile or attempt to extract the source code, the formulas or the logic of the tools;
• — Collect content by automated means (scraping, crawling, bots or equivalent means);
• — Reuse texts, documents, calculations or data from the Platform in another service or product;
• — Circumvent the content-protection measures, including the protected previews and the watermarks;
• — Use the Platform for unlawful purposes or in a way that harms its operation or other users.

The Platform’s calculators and simulators produce estimates based on official tables, assumptions declared by the user and market reference values. They do not constitute tax, legal, financial or investment advice, nor do they replace the analysis of a qualified professional or confirmation with the competent authorities.

To the maximum extent permitted by law, Coordenada Record, Lda. accepts no liability for decisions taken on the basis of the tools’ results, nor for any tables or reference values that may have become outdated. The service that brings promoters and investors together, directly or through mandated advisors, does not constitute financial intermediation or an investment recommendation, and the Platform never processes or holds the parties’ capital.

Coordenada Record, Lda. is not a party to the mandate relationship between an advisor and the party they represent, nor to the negotiations between either of them and the counterparties, and shall not be liable for the advisor’s acts or omissions — towards the represented party or towards the counterparties — including as regards the continued validity of the powers of representation or the performance of the obligations undertaken between those parties. The verification of the mandate document by Coordenada Record, Lda. is purely documentary and does not constitute a guarantee of the substantive validity of the mandate.

The user is responsible for the accuracy and currency of the data they provide, for the confidentiality of their access credentials and for all activity carried out with their account. Coordenada Record, Lda. may refuse or suspend accounts that breach these Terms.

Advisor accounts are intended for entities acting on behalf of third parties under a mandate. Each opportunity or investment thesis published by an advisor (a “mandate”) requires the submission of the corresponding mandate document, signed by the represented party with notarised signatures (reconhecimento de assinaturas under Portuguese law), which Coordenada Record, Lda. verifies before the mandate becomes visible on the Platform. The advisor represents and warrants that they hold valid and current powers to represent the principal in each published transaction, is solely responsible for the accuracy of that representation and of the published information, and undertakes to withdraw the mandate from the Platform as soon as those powers cease. The advisor further declares that they are entitled to provide the personal data of third parties contained in the represented party’s file (including the identification documents of the respective signatories), obtained in the course of the mandate. Advisor mandates are always identified as such to the counterparties.

Purchases of documents and reports are processed by an external payment provider. The invoice-receipt is issued by Coordenada Record, Lda. on the basis of the details provided at the time of payment. The prices shown include applicable taxes, unless stated otherwise.

In distance purchases, the consumer has, as a rule, 14 days to withdraw from the contract without needing to give any reason.

However, the documents and reports sold on the Platform are digital content made available immediately after payment. When purchasing them, the consumer expressly consents to the supply beginning immediately and acknowledges that, in doing so, they lose the 14-day right of withdrawal, under Article 17(1)(m) of Decreto-Lei n.º 24/2014 (Portuguese distance-contracts law). This consent is collected through a mandatory confirmation at the time of purchase.

In addition to one-off purchases, the Platform offers a subscription plan (monthly or annual) with unlimited access to the tools listed on the corresponding subscription page, with the exception of the due diligence service, which remains subject to its own per-request fee — except for the free request included in the subscription, where applicable.

The subscription renews automatically at the end of each period, at the same price, until it is cancelled by the user. An email announcing the next renewal is sent at least 7 days in advance, with the date and how to cancel. The user may cancel at any time through the subscription management area in “My account”; cancellation takes effect at the end of the period already paid, with no refund of the amount for that period.

Access to the included tools is made available immediately after each payment (initial or renewal). When subscribing, the consumer expressly consents to that immediate start and acknowledges that, in doing so, they lose the 14-day right of withdrawal in respect of that payment, under Article 17(1)(m) of Decreto-Lei n.º 24/2014 — the same regime described in Section 7, applied here to the subscription. This consent is collected through a mandatory confirmation at the time of subscribing, and the treatment is the same for all account types (promoter, investor or advisor), regardless of whether the holder is a natural or legal person.

The processing of personal data is governed by the General Data Protection Regulation (GDPR) and by the applicable national legislation, as described in the Platform’s Privacy Policy. For any question about your data, contact geral@coordenadarecord.pt.

Consumers may lodge a complaint through the Livro de Reclamações Eletrónico (the Portuguese official electronic complaints book).

Coordenada Record, Lda. may amend these Terms by publishing the updated version on this page with the corresponding date. These Terms are governed by Portuguese law, and the courts of the judicial district (comarca) of Porto have jurisdiction, to the exclusion of any other.