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What you should be following
Notices, legislation, funding and useful reading — gathered and explained by Coordenada Record.
ECB raises rates for the second time this year: deposit rate goes to 2.50% on 16 September
On 10 September the ECB decided to raise its three key interest rates by 25 basis points, effective 16 September, citing inflation pressures from the conflict in the Middle East.
Read →Non-compete for an employee, a manager or a seller: what the law lets you put in the contract
The same clause follows very different rules for an employee, a manager in office or the person selling the business. We compare time limits, conditions and what makes it void.
Payment on account: usual deadline on 30 September
The second payment on account for IRC (corporate income tax) is approaching.
SAF-T: usual deadline on 5 October
The usual deadline for reporting invoices to the Autoridade Tributária (the tax authority) is approaching.
Interreg Atlantic Area: final call of the period, with applications until 30 October
The programme’s fourth and final call is open to cooperation projects between Portugal, Spain, France and Ireland, with co-financing of up to 75% and €400,000 to €800,000 of ERDF per project.
Public bodies’ debts to businesses: late-payment interest runs without a formal demand
Decreto-Lei n.º 180/2026, in force since 10 September, writes into the regulation on late payments by public bodies that, once the 30 or 60-day period ends, creditors are entitled to late-payment interest without a formal demand, at the Commercial Code rate.
Before you sign off the investment: the incentives simulator, municipality by municipality
The CoRe Platform’s incentives simulator does in a three-step quiz what usually takes a meeting: matching a specific investment against Portugal 2030 lines, IEFP measures and the 877 municipal supports already recorded across the 308 municipalities. No sign-up, no cost.
Affordable letting or moderate rent: which pays a landlord more
The simplified affordable-letting regime came into force on 1 September and exempts rent from tax altogether. But it forces the rent down to around 80% of the local median — and there is an alternative, taxed at 10%, that requires no cut at all. The sums, on a rent of €1,100 a month.
Segurança Social: usual deadline on 20 September
The usual Segurança Social (social security) deadline for remunerations is approaching.
VAT: usual deadline on 20 September
The usual deadline for the periodic VAT return (monthly scheme) is approaching.
Azores: €10 million for SME investment, decided in three phases up to 30 November
Call ACORES2030-2026-21, opened on 1 September, supports investment above €50,000 by micro, small and medium-sized enterprises with a registered office or permanent establishment in the Azores, in industry, construction, retail, restaurants and services. It carries €10 million from the ERDF, with co-financing of up to 65%.
Portugal now has an export credit agency: Fomento Trade started on 1 September
Banco Português de Fomento has launched Fomento Trade, the Portuguese export credit agency, with solutions available since 1 September. It covers the risk of selling abroad on two fronts: short-term credit insurance distributed through private insurers, and medium and long-term guarantees managed directly by the bank.
Affordable rental: new regime in force since 1 September, with full exemption from income tax
The Regime Simplificado de Arrendamento Acessível and the Contratos de Investimento para Arrendamento, both from Decreto-Lei n.º 97/2026, took effect on 1 September and repealed the former Programa de Apoio ao Arrendamento. Rents are exempt from IRS (personal income tax) and IRC (corporate income tax) if the contract respects the municipal rent ceiling and the minimum term, and the landlord files it with IHRU by 15 January of the following year.
Public procurement: direct award rises to €150,000 for works and €75,000 for services
Decreto-Lei n.º 177/2026 is the most extensive revision of the Código dos Contratos Públicos (Portuguese public procurement code) since 2017 and comes into force on 1 October. Every direct award and prior consultation threshold goes up, companies with tax debt up to €10,000 are no longer automatically excluded, and it becomes possible to propose a contract to the State on your own initiative.
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